Law and Legal Expert

Atlanta, GA (PRWeb) December 27, 2011

tags all cars of Georgia should take a few moments in 2011 ends and 2012 begins to make sure they have the right kind of insurance to protect their machines during the next year, Atlanta car accident attorney Bruce Millar said today.

Tags unrealistic Many people make resolutions at this time of year, but here is one that is easy to maintain: Check your car insurance, and consider increasing your coverage to you and your loved ones will have access to adequate benefits in case of an accident would be unthinkable to happen, said Millar.

Tags: Millar practices with the Atlanta personal injury firm Millar and Mixon, LLC, where he represents victims of motor vehicle collisions of Georgia in matters relating to insurance claims.

uninsured / underinsured motorist coverage Tags: (UM / UIM) is particularly important but often misunderstood the automobile insurance, Atlanta personal injury lawyer said. UM / UIM policy will provide compensation to a person who has suffered damage in a traffic accident, even if no default driver insurance or not enough.

This type of insurance is the more valuable that Georgia

amended the law in 2008 that the injured to vehicles sold or stackable add-on UM / UIM coverage limits in the upper part of the strict liability of the driver, Millar said. Costs for additional UM / UIM coverage is usually only a few dollars more than the (non-stackable), the traditional under-insurance, and costs for a small fee.

Tags: Suppose that a person suffers $ 140,000 in damages for car accident in Atlanta, and fault driver only carries $ 50,000 in liability insurance. If the person who bought stackable add-on policy or UM / UIM limits $ 100,000, will be able to get $ 50,000 from AT-fault driver, plus an additional $ 90,000 from the insurance company totaling $ 140,000.

Tags: Is it still possible to provide additional coverage of UM / UIM insurance in Georgia, something Millar warned against harsh policies.

Tags: For example, if the above situation, the person refused to cover the add-on will be limited to recovery of $ 50,000 in UM / UIM policy and $ 50,000 from AT-fault driver’s $ 40,000 less than their total damages. A man who refused UM coverage / UIM tag recover only $ 50,000 from other motorists.

Brands I have seen many unfortunate cases where a motorist is seriously injured forbidden to make a full recovery of financial security, simply because there is sufficient, said Millar. Stackable, also known as additional coverage UM / UIM is very cheap, it means that you can avoid seriously underinsured for a few dollars a year in most cases.

Tags Moreover, he must wear a stackable UM coverage / UIM, at the beginning of a new year is also a good time to review the limitations of liability insurance, said Millar.

Tags: Georgia law requires a minimum liability limit only $ 25,000 per person and $ 50,000 per accident, plus $ 25,000 in property damage amount of insurance, which are woefully inadequate in all but very small car wrecks, according to a lawyer.

Tags: to become their own underinsured motorist, it would be wise to consider increasing your liability insurance for at least $ 100,000 per person and $ 300,000 per accident, said Millar.

Tags: Because the law of insurance can be very complex, Millar suggested they discuss politics with a qualified lawyer accident that Atlanta is insured should be on the road in 2012.

Tags also stressed how important it is to consult with a Georgia personal injury lawyer if teen suffered in an automobile accident. Experienced UM / UIM coverage lawyer can also help an accident victim to get the benefits they deserve when their insurance company is willing to substitute at the request of uninsured motorist coverage.

Tags: About Millar and Mixon, LLC

Tags: Atlanta personal injury law firm Millar and Mixon, LLC, headquartered in Atlanta, GA, focuses on representing people injured in car, truck, motorcycles, buses and other motor vehicle accidents. The firm also represents people injured intoxicated cases / DUI driver, handles and slip and fall injuries and animal attacks and bites, among other injuries. Since 1993 Atlanta attorney Bruce Millar has received decisions and agreements than $ 60 million for its clients.

Tags: Georgia companies represent accident and injury clients throughout the metropolitan Atlanta area and Georgia State, including North Atlanta, Sandy Springs, Forest Park, College Park, Decatur, Roswell, Marietta, Peachtree City, Douglasville, Jonesboro, East-Point, Conyers, Lawrenceville, Fayetteville, Riverdale and other communities throughout the state. For more information, call (877) 475-7015 or contact the company via its online form.

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