Types of Legal Plans
A prepaid legal plan is basically a system based on payment by the plan provided a set fee to cover the cost of providing future legal services to members enrolled in the system. They tend to vary in cost, scope of coverage and how the actual legal services are provided. We will look at different types of prepaid legal plans in the U.S. and how you should go about checking into them.
A single pre-paid legal plan is readily accessible to the public. There are basically two types of individual plans: access and comprehensive. An asset prepaid legal plan is more fundamental to the two plans. It is designed to allow easy access to a lawyer and a series of simple legal services for a low cost. Basic services include furnished unlimited free telephone access to your attorney for consultation and advice, letters written by a lawyer for you, short office consultation and preparation or review of simple legal documents.
Complicated legal issues not covered will be the subject of an hour or flat rate negotiable with your supplier
The master plan goes beyond basic legal services, offering more complex and comprehensive coverage for a premium in cost. Generally, all benefits of an access fee plan is provided at no cost to you, plus a wider range of services that drafting complex legal documents, negotiations with the adverse parties and legal counsel in court cases such as divorce and child custody. They also cover all costs in a legal dispute. General plans typically start at $ 300 per year and is most beneficial to middle-class families.
A group legal plan is usually sponsored by an organization that a fringe benefit to its members. The lawyer or law firm agreed to provide free or low cost legal coverage for all members of the sponsoring organization. Employers, unions and even universities are now increasingly offering group legal plans to increase the value of their benefits package and reduce the cost of administrative burden. Law firms are contracted to provide participating members a telephone and office consultations for their most frequently needed legal matters. These will usually include: Preparation of wills and trusts, document preparation and review, debt and real estate matters and family law.
Additional coverage can be a legal contract as a price list negotiable between plan sponsor and supplier, and disseminated to participating members.
Uchenna Ani-Okoye is an internet marketing advisor and co founder of Free Affiliate Program
For more information and resource links on legal issues please visit: criminal Elelemts